![]() You can check if you qualify for an income-based repayment plan here, or consult with your loan servicer. There are currently four income-based repayment plans-REPAYE, PAYE, IBR AND ICR- though the Department of Ed previously said it might phase out some of these plans. “Because the monthly repayment amount is anchored in the borrower’s income, if they have a drop in income for any reason, because of a job change, health issue, etc., they can recertify their income and that could lower their monthly payments if their income goes down.” In the event that life goes a little haywire,” says Taylor. “The other nice thing about income driven repayment is that it’s kind of like a safety net. The changes would also decrease the timeframe for loan forgiveness from 20-25 years to 10 years if you borrow less than $12,000. Discretionary income is the leftover income people have after considering rent and other necessities. ![]() The Education Department is also proposing changes to the way they calculate discretionary income that would allow borrowers to pay lower monthly payments. Other borrowers with undergraduate loans would pay just 5% of their discretionary income, instead of the existing 10% charge under current regulations. Borrowers who earn $15 per hour or less would qualify for a $0 monthly payment, under the amendments. In January, the Education Department announced proposed revisions to their existing Revised Pay As You Earn Repayment (REPAYE) Plan, one of four income-driven repayment plans offered. That could soon change for the better for borrowers. Under the current standards, borrowers who make qualifying payments-payments that are full and on-time-will have their student loan debt forgiven after 20 to 25 years, regardless of how much money is owed in your balance. In certain instances, your monthly payments may be as low as $0 per month. The Education Department calculates how much a borrower can afford to pay based on their salary and family size. Income-based repayment plans are programs meant to aid borrowers who are facing financial hardships. The first line of action when struggling to make student loan payments is to consider an income-driven repayment plan. Read More: 7 Ways to Manage Financial Stress Consider enrolling in an income-driven repayment plan If they want a second opinion, nonprofit credit counselors at organizations like the National Foundation for Credit Counseling can help walk borrowers through their options. Borrowers should be able to walk through their options onsite and with their servicer. Default can haunt you for your entire life.Borrowers should ensure all contact information is up to date on both their loan servicer and education department accounts so they can stay up to date with ongoing changes and regulations for student loans.Īdvisors say the most reliable tool for figuring out their payment alternatives is the Education Department’s loan simulator. Make no mistake, if you default on your student loans you can get yourself into one of the worst financial situations ever. Default can haunt you for your entire life. Learn more about how to get out of default Other options to get out of default are loan rehabilitation and consolidation. ![]() The easiest way to get out of default is to pay off the loan in full but this is not an option for most people. If your loan is in default there are options to get out of default and avoid future consequences. The period of time varies on the type of loan but many federal loans go into default after 270 days of delinquency (8 months) ![]() Your loan is delinquent even if you are only 1 day late on a payment.Įven if you only miss one monthly payment and then start repaying your loan will remain in delinquency until you pay the past due amount or you change repayment plans.Īfter 60 days of delinquency it is reported to the national credit bureaus and this will lower your credit score and have serious financial impacts.Īfter a period of time not paying your loan the delinquent loan goes into default. If you don’t pay your loans on time they are considered delinquent. If you are having trouble making payments, contact us immediately and we’ll help you work out a plan before your NMSL is delinquent. Paying your student loans consistently and on time is extremely important. ![]()
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![]() How do I put two pictures together on my iPhone wallpaper? From here, you can choose the images you want to use for your slideshow, the duration of each slide, and whether you want the slideshow to repeat. Then, select the Slideshow option at the bottom of the screen. To do this, go to Settings > Wallpaper > Choose a New Wallpaper. Yes, you can have a slideshow wallpaper on iPhone. How do I set multiple pictures as my wallpaper? Can you have a slideshow wallpaper on iPhone? Finally, you can use the built-in Photos app to select multiple pictures and create a new wallpaper image. Another way is to use third-party apps like Wallpaper Wizard 2 to select multiple pictures and create a new wallpaper image. ![]() One way is to use the built-in Wallpaper app to select multiple pictures and create a new wallpaper image. There are a few different ways to have multiple pictures as wallpaper on your iPhone. How do I get two wallpapers on my iPhone iOS 16?.How do I set multiple locks on my iPhone?.How do you make a collage on iPhone wallpaper?.How do I put multiple pictures on my Lock Screen iPhone 11?.How do I put different wallpaper on each screen iOS 16?.How do I put multiple wallpapers on my iPhone iOS 16?.How do I make my iPhone wallpaper change automatically?.How do I put multiple pictures as my wallpaper on iOS 15?.How do I get multiple wallpapers on my home screen?. ![]()
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Overall, BlueStacks App Player is the perfect tool to seamlessly emulate an Android device on your Windows computer.īlueStacks App Player has a few different control options. Finally, you can also play music in the background while working on another app. Bluestacks mobile app is a new modern tool that can allow you playing thousands of Android games on your pc or laptop. With this program, you can also share images on your Windows computer to social networks on BlueStacks, which is a great feature for anyone who works on a PC. Not only that, but with BlueStacks you can record your screen, which means you can create HD gameplay videos and share them online. This app makes a virtual device that you can control from. All of the program's other features are used in the same way as a normal Android device. BlueStacks App Player is a simple piece of software that lets you run Android apps on your computer. There are few different ways to download apps: from the emulator's app store, by going to Google Play from its web browser, or by downloading an APK. Once the program is up and running, you can download, run, and use Android apps, and don't have to worry about compatibility issues. This means that any user can use BlueStacks, even if they have never used an emulator before. N ow, click on the 'Install APK' button from the Side toolbar, as shown below. xapk file for an app from any third-party site and launch BlueStacks 5. xapk file How to use the 'Install APK' tool. Using this program on your Windows computer is just like using a normal Android device, and it's easy to set up. There are two ways to install an APK on BlueStacks 5: Use the 'Install APK' tool Drag and drop the. ![]() Download APKMirror Installer (Official) to install. ![]() This program creates a virtual device that you can easily manage from its main menu, as well as quickly download and install a variety of apps as if you were working on a real Android device. Advertisement Remove ads, dark theme, and more with Premium. BlueStacks App Player is an easy-to-use program that you can use to run Android apps on your PC. ![]() ![]() ![]() Personal injury lawyer Louiza Tarassova, who specializes in cosmetic procedure cases and has represented multiple clients about CoolSculpting, says in one sense, lawsuits like Evangelista’s are to be expected. The warning says the condition occurs in about one in 3,000 treatments, and describes it as “the gradual development of a visibly enlarged tissue volume, of varying size and shape, in the treatment area.” The condition won’t go away on its own, it reads, adding, “Surgical intervention may be required.” Rare reported side effects can include paradoxical hyperplasia, severe pain or late-onset pain, and continue to be well-documented in the CoolSculpting information for patients and health care providers and sample consent form given to health care providers to use with patients.” The spokesperson added that a warning about rare side effects, including paradoxical hyperplasia, is included in the complete safety information, a link to which can be found on the website for the procedure. In the lawsuit, Evangelista claims that after receiving seven CoolSculpting treatments between 20, she developed a condition known as paradoxical adipose hyperplasia, or PAH, which court documents describe as “a serious adverse effect where the targeted fat cells increase in number and size (and actually grow larger) after treatment and form hard, bulging masses under the skin.” In a recent People article, Evangelista said that because of hard protrusions at the top of her inner thighs, which she claims were caused by the treatment, she couldn’t wear dresses without a girdle underneath or her bare thighs would chafe to the point of “almost bleeding.”Ī spokesperson for CoolSculpting provided a statement from the company, saying, “CoolSculpting has been well studied with more than 100 scientific publications and more than 11 million treatments performed worldwide. Its advertising says it “literally freezes and kills fat cells” and that it’s “FDA-cleared” to treat fat under the chin and jaw, as well as on thighs, the stomach, and back, among other places. Evangelista is suing Zeltiq, the company that markets CoolSculpting, claiming the so-called fat-freezing treatment left her “permanently disfigured.”ĬoolSculpting is a cosmetic procedure designed to reduce the appearance of fat bulges without surgery. ![]() Over the course of that year until February 2016, Evangelista had seven CoolSculpting procedures to break down "fat cells in her abdomen, flanks, back and bra area, inner thighs and chin.Since September, Nineties supermodel Linda Evangelista has been embroiled in a lawsuit over a cosmetic procedure that she said did the opposite of what it advertised, and ruined her famous physique. What is it?Įvangelista's suit stated she was not aware PAH was an "adverse effect associated with use of the CoolSculpting System" when she first went through the procedure in August 2015. The safety information site suggests "surgical intervention, such as liposuction, for correction."Įxperts: Linda Evangelista says she was 'brutally disfigured' after CoolSculpting. On the CoolSculpting safety information page, Paradoxical Adipose Hyperplasia is listed as a possible side effect. The model has been open about the adverse affects she experienced, including how her diagnosis left her in a "cycle of deep depression," she told People, adding that she doesn't "look in the mirror" because it "doesn't look like me."ĬoolSculpting: Linda Evangelista says she's done 'hiding' after CoolSculpting left her 'disfigured' "I am truly grateful for the support I have received." "I look forward to the next chapter of my life with friends and family and am happy to put this matter behind me," she wrote. According to the Mayo Clinic, CoolSculpting is an FDA-cleared procedure that uses "controlled cooling to safely target and eliminate diet- and exercise-resistant fat."Įvangelista, 57, revealed on Instagram Tuesday that she's "pleased to have settled" the lawsuit. In September, the supermodel filed a $50 million lawsuit against the Zeltiq corporation after revealing she'd been out of the spotlight after being diagnosed with Paradoxical Adipose Hyperplasia, which she attributed to several Zeltiq CoolSculpting sessions. Linda Evangelista has settled her lawsuit with Zeltiq Aesthetics, after she says a CoolSculpting procedure led her body to become disfigured. ![]() ![]() ![]() Alfred was married to patricia carey from 1960 till 1973. Web 1 day agomariah carey’s parents are alfred roy carey (father) and patricia (mother) we talk about her father’s profession he is an aeronautical engineer whereas her mother. Alfred roy carey married patricia hickey and had 1 child. Mariah Carey's brother and mom Patricia Carey Mariah carey His children are mariah, morgan, and alison carey. She started vocal lessons when she was 4 and quickly honed her skills so that. Web alfred roy carey and patricia hickey are mariah carey’s parents patricia hickey was born on august 20, 1937, in greenock, scotland. Web born in new york on to roberto “carey” nunez and addie cole. Mariah carey is the youngest daughter of parents alfred carey and patricia carey (née hickey). Web carey reportedly wowed her mom by imitating her operatic singing at just 2 years old. Mariah Carey Parents Mariah Carey and her father Alfred Roy Mariah Web details on their background and ethnicity. Web alfred roy carey is the father of mariah carey. Her highest note thus far was a g#7 (a few keys from the top of a piano) hit during two live performances of. His mother was called margarita núñez and was from zulia state, venezuela. ![]() Who Are Mariah Carey'S Parents? Classified Mom Web 21 rows alfred roy carey was born on october 23, 1929, in new york city, new york, usa. Alfred roy carey was born october 23, 1929. Web he is the father of mariah, morgan, and alison carey. ![]() Mariah carey is an american singer, actor, and composer who catapulted to prominence in the early days of. Web alfred roy carey was a retired air traffic controller. Who Are Mariah Carey'S Parents? Classified MomĪlfred Roy Carey Parents. ![]() ![]() To learn more about how and for what purposes Amazon uses personal information (such as Amazon Store order history), please visit our Privacy Notice. It brings the thump, growl, and bite you expect from your. Bass pre-amp/di (44 pages) Summary of Contents for Hartke HD75. You can change your choices at any time by visiting Cookie Preferences, as described in the Cookie Notice. The LX8500 is a compact 800 watt amplifier designed for the big gig. Amplifier Hartke BASS PRE-AMP Owners Manual. Click ‘Customise Cookies’ to decline these cookies, make more detailed choices, or learn more. Third parties use cookies for their purposes of displaying and measuring personalised ads, generating audience insights, and developing and improving products. (more pulsed turbulence) The total effect is that the fan flows a small fraction of its rated capacity, and is noisy. (turbulent flownoise) The slots are too close to the blades of the fan. The intake consists of narrow slots with square edges. ![]() This includes using first- and third-party cookies, which store or access standard device information such as a unique identifier. There are several things causing the noise: The area for the intake is too small. ![]() If you agree, we’ll also use cookies to complement your shopping experience across the Amazon stores as described in our Cookie Notice. We also use these cookies to understand how customers use our services (for example, by measuring site visits) so we can make improvements. Hartke first revolutionized the world of bass amplification in 1985 with the creation of a unique aluminum cone driver that produced a bass tone with far broader dynamics than had ever been heard before. We use cookies and similar tools that are necessary to enable you to make purchases, to enhance your shopping experiences and to provide our services, as detailed in our Cookie Notice. ![]() ![]() ![]() So, in this list of best Torchlight 2 mods, I’ll mention it first and more detail than the rest ones. Synergies ModThis probably the most important mod of this game. ![]() However, with an enhanced mechanics and lots of improvements, this game is well-received than its predecessor.14 Best Torchlight 2 mods for an excellent gaming experience. In this game, players will explore various dungeons where full of monsters and items to loot. In detail, the game takes place in a fantasy world and begins with the destruction of a town of Torchlight. This game is also the sequel to the popular Torchlight game and developed follows the original storyline. Torchlight 2 is a game of and available to play on multiple platforms. If you know about it, let’s skip this section and move to the next one.Now, come back to the game. What is Torchlight 2?Before coming to the best mods in this game, let’s learn a bit Torchlight 2. So, if you’re looking for all best torchlight 2 mods, this article will satisfy you at all. And these mods can help players improve their game experience so much. If observant enough, players can select some best torchlight 2 mods. Similar to many other RPGs, this game has a lively modding community.Īnd there, players can find and add in their game tons of new content. This game is considered an excellent alternative to – a super cool RPG of all time. Overview: Torchlight 2 is a vibrant and colorful with addictive gameplay and eye-catching graphics. Synergies is full conversion, balance and end game raid expansion mod for Torchlight 2 that won Editors Choice Best Overhaul: 2013 in the Moty Awards! Torchlight II Synergies Guides Hey just so people know where to look for synergies, here are a few really handy places where I regularly post updates!! Steam Workshop: Facebook: Twitter: Rfgs: Reddit. TorchED will be available as a separate download very. Have your friends download the same mod and play together. Moddability - TorchED, the Torchlight II editor, will give players the ability to create their own mods, adding even more content to the world. ![]() ![]() ![]() This means you will have to use Anaconda Navigator or the Anaconda Command Prompt (located in the Start Menu under “Anaconda”) when you wish to use Anaconda (you can always add Anaconda to your PATH later if you don’t check the box). The recommended approach is to not check the box (1) to add Anaconda to your path. This is an important part of the installation process. In the example image on the right, the path is similar to if you selected “All Users” for step 4.Ħ. In the example image on the left, the path is similar to if you selected “Just Me” for step 4. ![]() Your installation location can vary so keep note of where you installed anaconda. Please make a note of your installation location (1) and then click Next (2). If you aren’t sure which to select, choose Just Me as this can mitigate potential issues if you don’t have administrator privileges.ĥ. Choose either Just Me (recommended) or All Users. Read the License Agreement and click on I Agree.Ĥ. ![]() When the screen below appears, click on Next.ģ. Installing as administrator is for the case you don’t have permission install anaconda in the location you want or to add anaconda to your path. Ideally, you open/run the file as administrator. If you aren’t sure which Python version you want to install, choose Python 3. Go to the Anaconda Website and choose either a Python 3.x graphical installer (A) or a Python 2.x graphical installer (B). How to download and install Anaconda on WindowsĪs always, feel free to ask questions either here or on the YouTube video page. ![]() ![]() The company claims the bottle can withstand everything from a 4,000-foot drop to a -70 degree windchill. The item is backed by Stanley's lifetime guarantee. It's excellent for hiking, and because it fits in cupholders, it's viable for commuters, too. It's rare to find a mug with a lid as convenient as this one that is also safe to throw in a bag or backpack. No water escaped even after we shook it upside down over a sink. We were also pleasantly surprised to find that the trigger-action lid is completely leakproof. With that in mind, temperature retention varies slightly depending on the size of the mug you buy. Hot coffee stayed warm and drinkable for seven hours, cold coffee lasted 10 hours without ice, and ice water remained refreshing for more than 30 hours. We tested the 16-ounce model firsthand and confirmed that it lives up to the brand's claims about temperature retention. You can purchase the item in three sizes-12, 16, and 20 ounces-as well as five different colors. That top-grade technology is bottled into the sleek and simple design of the Classic Trigger-Action Travel Mug today. In fact, the company patented all-steel vacuum flasks in 1913. Stanley is a century-old name known for its array of durable mugs, thermoses, and more. Material: Stainless steel | Capacity: 10, 16, 20, or 24 ounces | Weight: 8.8 ounces | Dimensions: 3 x 9 inches (20-ounce model) The lid is dishwasher=safe, but the bottle itself is hand wash only. If you’re washing the Contigo by hand, be prepared for a bit of an inconvenience as it comes with very specific washing instructions. One of the few drawbacks is that the mug is fairly difficult to clean. You can also choose between seven different colors, so everyone in the family can keep their mug straight. In addition to hot drinks like coffee or tea, this vacuum-insulated stainless steel mug will keep drinks cold for up to 18 hours depending on whether you buy the 12- or 20-ounce version. (This means you can also use it with one hand.) We were able to carry it around in a bag all day without any leakage. Just keep in mind this means that the lid isn’t interchangeable with any of your other travel mugs. Unlike other travel mugs that have a sliding lid, which is prone to leaks, the Contigo lid has a push button that opens the vacuum seal when you’re ready to drink and closes again when you release the button. The Contigo mug is our number one pick for many reasons, the first of which is the “Autoseal” lid. If you’re looking for a solid, leak-proof travel mug that will keep your coffee hot for up to seven hours, look no further. Contigo Autoseal West Loop Stainless Steel Travel Mug Review ![]() |
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